What document does a trustee use to return title back to the trustor when a note is repaid?

When a note is repaid in a trust deed arrangement, a deed of reconveyance is the document used to return the title back to the trustor, who is the original owner of the property. This document is crucial because it formally transfers the title from the trustee back to the trustor, indicating that the debt obligation has been satisfied.

In a typical deed of trust scenario, the trustee holds the title to the property as security for the loan or note. Once the borrower pays off the loan, the trustee executes a deed of reconveyance, which is recorded in the county where the property is located. This serves as public notice that the trustor has fulfilled their obligations, and the property is no longer encumbered by the trust.

The other documents mentioned serve different purposes. A deed of trust is the initial document that establishes the relationship between the lender, borrower, and trustee. An affidavit of satisfaction is often used to confirm that a debt has been satisfied but is not the document that actually reconveys title. A transfer deed is a broader term that can refer to various documents used to change ownership of property, but it doesn't specifically pertain to the process of returning title following a repayment under a trust. Thus, the deed of recon